You've just received a property appraisal, and the value seems wrong. Whether it's too high or too low, you're wondering: what now? Disagreements over property appraisal values are common in Ontario, particularly in non-lending appraisal situations such as divorce, estate settlement, capital gains reporting and other legal or tax-related matters. In these contexts, it is not unusual for one party to believe an appraisal value is too high, while another believes it is too low