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Apex Appraisal is a trusted appraisal provider for a variety of private lenders. We understand the exposure to risk that private mortgage investors face with this type of equity based financing and ensure that the lenders have the information they need to make prudent decisions. 


Our thorough inspections and detailed reports provide a clear assessment of the property condition, including identification and photographs of any outstanding repairs or deferred maintenance as well as any notable improvements. We make sure our clients see what we see. Reports are typically 25-30 pages in length and clearly communicate all relevant information, along with a thorough explanation of the valuation analysis and conclusion.

Private lending appraisals are completed by a fully designated member of the Appraisal Institute of Canada (AIC). We are fully insured with Professional Liability Insurance (errors and omissions) as well as general commercial liability insurance.

All of our private lending appraisal reports are completed based on Home Trust appraisal requirements and meet or exceed these criteria.


We provide full appraisals for private first and second mortgage lending, up to a maximum 85% loan-to-value. We do not provide desktop or drive-by appraisals for private lending due to the higher risk associated with this type of lending. We provide appraisals for residential properties ranging from single family dwellings up to three units only. Reports are completed within two business days of property inspection for most assignments. 


Our service area covers the suburban areas of the east GTA from Scarborough, Markham and Stouffville through the  Durham Region (Pickering, Ajax, Whitby, Brooklin, Oshawa, Courtice, Bowmanville and Newcastle) and into Port Hope, Cobourg and Peterborough. Please feel free to contact us to see if we can provide service in your area.


Our appraisers are highly-trained and experienced professionals who adhere to the highest standards in the field of appraising. We are members of the Appraisal Institute of Canada (AIC), which is guided by a strict Code of Conduct and the Canadian Uniform Standards of Professional Appraisal Practice (CUSPAP). 

Our membership in the Appraisal Institute of Canada (AIC) and adherence to CUSPAP ensures that your appraiser will:

  • ​Maintain the highest level of integrity and professionalism;

  • Engage in conduct that will instill confidence and protect the public interest;

  • Provide quality services within their areas of competence; and

  • Commit themselves to principles that reflect high standards of professionalism

Members who have achieved a designation with the AIC are widely respected and sought after by investors, federally and non-federally regulated financial institutions, the courts, all levels of government and the private sector. For many, an AIC designated appraiser is the only appraisal professional of choice. Contact Apex Appraisal today to see how we can help.


We also have a Frequently Asked Questions page but please reach out to us... we know that you probably have questions we haven't covered here. You can also fill out our Contact Form or call us at (905)233-2606.

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